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He said he doesnt have a credit card.
Is this Disco at a dealership of any sort? They will usually give you one for free if you are very interested in the vehicle. I looked at 5 discos when I was in the market and got 5 free carfax reports all from different dealers.
hmmm, sorry... Im not sure if anyone on here has a carfax account.
If you're really interested you should ask the seller to buy it and then pay them back for it. That might be your best bet since you dont have a credit card.