|
Originally Posted by TexasLandmark
(Post 744873)
they are supposed to fight for you in theory. If you have an uninsured/under insured policy in place... you can pay your deductible and hope that they go after the other persons insurance... but with this dollar amount I don’t know that they would do that or help you recover your deductible when the smoke clears. So I would skip your seemingly unhelpful middle man and deal with State Farm directly.
My uneducated guess right now is to aim for $4500 due to your aftermarket stuff installed. Provide insurance with prices of all those doodads and what they cost to replace....and buy it back for $800. Strip the accessories and stuff you want and let someone drag the carcass off. It doesn't look worth the time to fix in my head. Years ago, i had someone sideswipe my 93 f250. It scratched the two tone paint and barely bent the lower plate edge corner of my ranchhand bumper. Repaint on the undamaged sheetmetal and a $2000 bumper before two techs installing it came in above the current worth of the vehicle. They gave me a check for 3600 (4400 minus 800 buy back) on the spot from the adjuster inspecting the vehicle. They never even wanted to see my title. I drove it for years after that. Yours isn’t quite the same as it is not really worth rebuilding but I believe with the aftermarket equipment documented you can get the value way up, and get a check so that you can move on. We talked to an adjuster today who said the amount on our last quote still stands but USAA is waiting on a guaranteed bid....which is interesting for him to have said that, I have my assumptions as to what I think that means. |
Don't know if it's been specifically said... but that's a really nice Disco.
|
|
Any update?
|
Originally Posted by mln01
(Post 746676)
Any update?
I'm also either going to buy another one or not, either way, I'm parting this out. Anyone know any decent white rover's for sale? Preferably 2001, 2002. I dont want to get into the 03-04 years. |
Okay, so you can buy it back for $800, but what is the amount of the claim they will pay you, if you don't mind saying?
|
Originally Posted by mln01
(Post 746787)
Okay, so you can buy it back for $800, but what is the amount of the claim they will pay you, if you don't mind saying?
|
You know you can still sue her in small claims for thr difference in your cost of replacing the vehicle even if you settle with insurance
|
Originally Posted by baileyrockhound
(Post 746882)
You know you can still sue her in small claims for thr difference in your cost of replacing the vehicle even if you settle with insurance
The utility workers came to fix the hydrant but it's worse than they thought. Thats been put on hold as well. |
Filing a suit would likely be a wash or a loss... and good luck collecting even if you got a judgement.... you'd need facts on what it is worth and that's a hell of a burden to prove with no database and small numbers of comparables... a judge wants facts and isn't going to care about nostalgia... even if theybare a gearhead, they're duty is to judge with facts.
A 3900 dollar check and keeping it isn't terrible. I know you'd rather just have your rover back unharmed... but like I said before... you have an oppurtunity here. |
| All times are GMT -5. The time now is 05:03 AM. |
© 2024 MH Sub I, LLC dba Internet Brands