Does anyone know where to find the values of a 2004 S in 2019? Fighting with an insurance company.
Am I in the right place here?

 

That would be a Discovery 2, this is the Discovery 1 section. But we can continue. Unless your truck was exceptionally clean, and had very low mileage it's not worth all that much. If you had a bunch of modifications, and didn't have an agreed value policy, or at least some kind of rider on your policy you'll probably end up kissing them goodbye.

Insurance payouts work kind of like real estate. Everything is based on "comps". Your insurance company will pay out a fair value based on mileage, and condition in your area. If you want to do this yourself first you should get together receipts of things you've done to the vehicle, they probably won't mean anything, but they're something. Then you need to find sold listings or completed auctions of similar vehicles in your area. This can be tough older, rarer vehicles.

You can also hire an arbitrator who specializes in this to do it for you. You obviously have to weigh their fee against the amount of money you'll gain on the claim to see if it's worth it.

What are the details of your truck, and what are they offering, if you don't mind my asking?

 

138,000 miles at the time of the accident. It was wearing out and I'd call it a number 4 out of 6. Some rust on the brush guards, Lotsa little scratches and dents. nasty upholstery. They offered $7200.00

 

I'd personally take that and run. Especially in 2019 dollars.

 

$7,200.00? Take it.