I'm just curious what everybody here over the age of 25 pays for liability only insurance yearly. My rover coverage cost more than my other vehicle. When I ask my insurance agent "is it because the rover is big and would likely cause more damage in an accident" the agent said "no, it's because the parts are more expensive to replace". I then reminded her I have LIABILITY only so why would that matter..she then gave me some BS answer.

 

For my wife and myself I pay $78/month. That is for liability and collision with a $500 deductible also includes glass and rental car and all that stuff.

 

I paid $240 every six months for full coverage on my Rover as a second vehicle.

 

It is based on the damage we can do to vehicles we hit more then an issue of our parts cost.

 

mine is $308 every 6 months with Geico. No points on my license liability only, but I'm 27 and live in NY.

 

There are alot of factors, the only thing you can do is shop around.
I pay $180 per month for full coverage on both our cars with full glass coverage, towing and a $500 deductible.

 

right around 200 every six months in phoenix for state minimum (I think, I may have bumped it up a bit but don't remember) I am 30 with a clean record. its funny my 87 Cherokee was exactly the same rate.

I would like full coverage but just cant afford it since I have to fix the rover all the time!!!