This contract is not valid until Provider receives full payment and has approved the application and contract. We will mail Holder a Certificate of Coverage with their
service contract number indicating the start date of coverage. Authorization must be made prior to guaranteeing payment for a claim. No service or maintenance items,
recalls or service bulletin items, consequential, misuse, alterations, racing, collision, or weather damage is covered. Service may be denied for pre-existing conditions as
reasonably determined by the Provider based upon the reasonable reliance of the time and mileage on the vehicle and the results of a claim inspection. Prior to making any
claim, a required inspection must be completed and then approved by Provider. No claims will be paid until this inspection has been completed and approved. Coverage is
void on any commercial vehicle or rental car. Non-original parts may be used for repairs to comply with the terms of this contract.
Provider’s total liability for this contract’s life shall not exceed the actual cash value of the vehicle as determined by Provider and each claim’s liability is limited to the
actual value of the claim. Coverage void where prohibited by law and additional state provisions may apply. This contract will terminate when the time limitation has been
reached on the contract, or when the covered vehicle in this contract has been sold unless it is transferred to the new owner. To transfer this contract to a new owner, within
seven days of the vehicle sale, mail a certified letter to us stating the new owner’s name, address, telephone number and the odometer reading along with a $100
administrative fee. Transfers may only occur once. This contract is backed by the full faith and credit of the Provider. This contract may be renewed, permitting that the
price paid for renewal is the current pricing on the service agreement at the time of renewal.
Holder may cancel this contract in the first 30 days for a full refund, as long as no claims have been made. If this contract is returned, we will refund the purchase price
within 45 days and if we fail to refund you within 45 days we will pay you a penalty of 10 percent of the purchase price for each 30-day period that the refund remains
unpaid. No cancellation of a service contract may become effective until at least 15 days after the notice of cancellation is mailed to the Holder. No service contract that has
been in effect for at least 70 days may be cancelled by the Provider before the expiration of the agreed term or 1 year after the effective date of the service contract,
whichever occurs first, except on any of the following grounds: (a) Failure by the Holder to pay an amount when due; (b) Conviction of the Holder of a crime which results
in an increase in the service required under the service contract; (c) Discovery of fraud or material misrepresentation by the Holder in obtaining the service contract, or in
presenting a claim for service there under; (d) Discovery of: (1) An act or omission by the Holder; or (2) A violation by the Holder of any condition of the service contract,
which occurred after the effective date of the service contract and which substantially and materially increases the service required under the service contract; or (e) A
material change in the nature or extent of the required service or repair which occurs after the effective date of the service contract and which causes the required service or
repair to be substantially and materially increased beyond that contemplated at the time that the service contract was issued or sold.
This Agreement shall be construed in accordance with and governed by the laws of Maricopa County in the State of Arizona, without giving effect to conflict of law
principles. In the event of any dispute, claim, question, or disagreement arising from or relating to this agreement or the breach thereof, the parties hereto shall use their best
efforts to settle the dispute, claim, question, or disagreement. To this effect, they shall consult and negotiate with each other in good faith and, recognizing their mutual
interests, attempt to reach a just and equitable solution satisfactory to both parties. If they do not reach such solution within a period of 60 days, then, upon notice by either
party to the other, all disputes, claims, questions, or differences shall be finally settled by arbitration administered by the Better Business Bureau in accordance with the
provisions of its Commercial Arbitration Rules. Holder agrees that the maximum amount of damages the Holder may recover is limited to the premium paid to the Provider
for this contract.