Not mine.
I will get full value of MY truck if it is stolen or totaled in a crash.
They wont buy me a LR4, but they will give me retail of a 1997 DI with 183,500 miles on it which is $4300.

You may have $4300 sitting in your bank account but I dont.

 

Regardless of whether or not you get the truck back... the fire smell will never go away. I know this from personal experience, trust me it isn't worth it to get the truck back.

Always buy full coverage! Not much more else I can say about that.

Good luck and keep us posted on what happens.

 

Holy $#!T it's like Halloween in there! They (the shop) should definitely take care of that for you.

 

just an fyi some of us can't pay for full, and others just don't want to

 

Total disaster. Mechanic or his insurance has to pay-up, no questions about it.

 

The monthly difference between liability and full for my 01 SE was only $23 so I took it. This situation only makes me feel that much better about that decision.

 

i had full coverage on it when i bought it... but its been in the shop for 4 months... i had the optunity to renew the coverage before it went in to the shop, so i figured i'd do plpd untill the car was fixed right.


i'm sorry now, but my car wasnt supposed to be ruined at the repair shop

 

The only time I carry full coverage is when someone else is holding the title. That's been the case for 35 years. I've never made a claim to my insurance company.

You shouldn't need, or want, to involve your insurance company at all.
The garage should cover it all, which sounds like about $12,000 but I'm sure you'll have to sue them to get it.

 

You need to get a written estimate from a Rover dealer on the complete repair of this truck, including a complete inner detail, most likely a new SRS bag for the steering wheel and any heat damage that may have made any of the dash brittle.

 

4 months?? geez..he had your rover for 4 months..still hadn't made the repairs AND torched it?..I think this guy needs to be nominated for worse mechanic of the year.